More than 6.8 million people rely on Blue Cross of California for their health care coverage. In fact, Blue Cross of California has been a trusted provider of high-quality health insurance since 1937. It has long promoted the good health of its members through a commitment to high standards, and health care as affordable as it is accessible.
Individuals and families looking for health care in California will find that WellPoint Blue Cross members enjoy unique benefits, from a vast doctor network to alternative medication coverage to a breadth of member services like toll-free help lines and a wide array of PPO and HMO plans to choose from.
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Whatever your need or budget, California WellPoint Blue Cross is likely to fulfill it with a plan from under one of the following overarching plan types:
- PlanScape® PPO Share, plans that offer comprehensive health care services, each with its own deductible, co-insurance amount, and maximum out-of-pocket expense. Blue Cross of California offers 14 different PlanScape® PPO plans from which members can choose.
- Basic PPO and PPO Saver, plans designed to prevent great financial losses arising from unexpected injury or illness. Both the Basic PPO and PPO Saver plans offer hospital and surgical coverage at low monthly premiums, but provide limited professional coverage. PPO Saver, however, covers somewhat more professional services (at a slightly higher premium).
- Blue Cross Individual HMO and Individual Select HMO provide extensive coverage and lower health care costs for members who use only HMO network doctors and hospitals.
- Blue Cross HMO Saver, a plan that provides extensive coverage and lower health care costs for members who use HMO network doctors and hospitals while allowing a deductible amount for care received from other health care facilities.
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