Free UnitedHealthcare Quotes!

UnitedHealthcare is part of the UnitedHealth Group of businesses. It provides network based health care offerings and focuses its products for use by individuals, small, and mid-sized employers. UnitedHealth offers traditional plan designs that can be paired with a variety of consumer directed options.

Optional products like life, dental, and vision programs are available to compliment plans, as are behavioral health services. Over the years, UnitedHealthcare has shown itself to be somewhat of an innovator in the field, having developed the first Open Access program in 1984, and implementing a monitored education-focused Care Coordination program in 1999. In 2004 UnitedHealthcare acquired Golden Rule Health Plans and now offers Health Savings Accounts (HSA).

Choosing the Right Health Insurance

• Individuals and Families, UnitedHealthcare offers several innovative ways to provide individual health care insurance. Health Savings Accounts (HSA) offer tax-free savings accounts that function as a low-cost alternative to traditional health insurance. Copay plans offer benefits to assist in the management of routine medical expenses and provide coverage for major health expenses. High Deductible and Basic Plans offer low premiums to make catastrophic coverage more affordable. High deductible plans can be couples with HSA plans. Short Term Medical provides 1 to 6 month health insurance coverage for individuals in transition or between jobs.
• Group Insurance, UnitedHealthcare offers multiple choices to suit your business. Products are based on employee groups of 2 to 50 employees, 51 to 5000 employees, and 5000+ employees. Managed indemnity and dual option products are available, and more alternatives are offered to larger employer groups.
• Medicare, UnitedHealthcare Medicare insurance products offer more coverage than Medicare alone. Medicare Complete, Complete Choice, and Complete Essential level products are offered to those over the age of 65.
• Other Insurance products, UnitedHealthcare offers additional insurance products in the way of life, vision, dental, disability, and pharmacy benefits.