IHC Health Plans is a non-profit organization that changed its name to SelectHealth in April of 2006. It serves one million members living in Utah, Idaho, and Wyoming. It is a division of Intermountain Health Care which is based in Salt Lake City, Utah.
It is unique as a health care organization, since it combines the financial, administrative, and service aspects of health care into one integrated managed care network. 93% of IHC Health Plan members rate the service they receive as being good, very good, or excellent. Intermountain Health Care has been named by Modern Healthcare magazine and Verispan as the top integrated health care system in the country for the fifth time in six years.
SelectHealth offers great customer service, respectful treatment, and affordable pricing. It has been touted as a role model in the effort to provide affordable healthcare while maintaining high levels of quality health care.
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SelectHealth offers individual, small employer, and large employer health care plans. It also offers HIPUtah, a Utah Comprehensive Health Insurance Pool.
- SelectHealth Medical Plans, offer multiple levels of products, networks and benefit choices. It allows members to choose the right insurance plan for the circumstances of their family and budget. Products names have changed to new SelectHealth plan names. The HMO Product lets members use a participating provider except for emergencies and out-of-area urgent care. Their Plus Product provides an additional Point of Service (POS) feature to allow users to see out of network providers at reduced benefit amounts. The Premier Product acts as an indemnity type product, allowing users to select the provider of their choice.
- Prescription Drug Benefits, offer a range of prescription drug benefits that are available to be used with SelectHealth medical plans.
- Small and Large Employer Plans, offers a suite of services to provide the best value to employees. These options include dental, chiropractic, and Health Savings Accounts (HSA) that can be combined with SelectHealth Medical Plans.
- HIPUtah, funded by a combination of enrollee premiums and state legislation. It was created to specifically help people with serious medical conditions, such as cancer, heart disease, and other chronic ailments that can’t get approved for health insurance.
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