Fairmont Specialty Group insurance offers Short Term Medical (STM) and special niche insurance products. Fairmont Specialty Group is a wholly owned subsidiary of Fairfax Financial Holdings. On January 1, 2006 Fairfax Financial Holdings consolidated its two primary U.S. insurance providers, Fairmont Specialty Group and Crum & Forster Holding, Inc., into one operation. Business performed by Fairmont Specialty Group will be written by insurance companies owned by Crum & Forster (C&F), who have an A-, or excellent rating, by independent insurance analyst A.M. Best. C&F is based in Morristown, New Jersey and has specialized in national commercial property and casualty insurance.
Fairfax Specialty Group offers the American Health Shield Short Term Medical insurance. It was specifically designed for healthy people who are looking for a short term health insurance product. Plans offer coverage from 30 days to 12 months. Coverage can begin almost immediately, and payment can be made in a single payment or through monthly installments. These short term major medical insurance products are excellent choices for individuals who are between jobs, in school, or have recently graduated. They are also popular options for people working part-time or temporary positions, or for people who’ve started a new job and are waiting for their insurance coverage to kick in.
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