Blue Cross Blue Shield of Louisiana cares. It is not only committed to providing its members with the highest quality health care plans available, but also to serving local communities through philanthropic efforts to improve health awareness across the state of Louisiana. Standard & Poor has consistently given Blue Cross Blue Shield of Louisiana an “A” grade for excellent operating performance and stability—and its members feel the good effects of this. Blue Cross Blue Shield uses its time-proven experience to hire physicians and keep facilities that meet only the highest of standards.
Get a free Health Insurance Quote from NetQuoteChoosing the Right Health Insurance
As part of its commitment to quality, Blue Cross Blue Shield also offers members a wide range of plans to choose from. If you are shopping for individual or family health care coverage in Louisiana, the following options are worth your consideration:
- Blue Max, a comprehensive individual medical coverage plan that includes a preferred provider organization (PPO) option. Members enjoy access to the plan's extensive network of statewide providers, low physician copays, as well as wellness and preventative care. Blue Max is an affordable, full-coverage policy.
- Point of Service, a health management organization (HMO) plan that gives members the unique advantage of seeking physicians within as well as outside the plan's provider network. Members are required to select a primary care physician, but are able to visit other medical specialists without first receiving a referral.
- BlueSaver, a high-deductible health plan that works in conjunction with a tax-advantaged health savings account (HSA) for members who qualify for eligibility.
- BlueSelect, a plan that offers affordable coverage in the event that illness or accident leads to unexpected medical expenses. Members also take advantage of basic wellness and preventative care, prescription drug benefits, inpatient and outpatient services.
- BlueValue, a plan that covers large, unexpected medical expenses. Members can purchase prescription drugs at a discounted rate through participating pharmacies or the BlueValue mail order prescription program.
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