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Blue Cross and Blue Shield, Florida

Blue Cross Blue Shield of Florida is set apart from other health care providers in the state by its unique emphasis on good corporate citizenship. Blue Cross Blue Shield cares about its members, and the communities in which they live. It actively supports Florida’s community organizations because it understands that members who enjoy health lifestyles and environments will also enjoy better health. The company is committed to providing its members with reliable health education programs that will help them make informed decisions that are good for their health.

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Choosing the Right Health Insurance

As part of its commitment to improving health and wellness among Floridians, Blue Cross Blue Shield has also developed the following selection of high-quality health care plans to suit the needs and wants of the people it serves:

  • BlueOptions, a preferred provider organization (PPO) plan that allows members to receive care from any physician or hospital of their choice. Members who see providers from within the large plan network will save money and receive more comprehensive benefits than those who seek out-of-network providers.


  • BlueChoice, a preferred provider organization (PPO) plan that gives members the freedom to visit the providers of their choice. Members also have access to the Blue Cross Blue Shield point-of-service network, from which they will also receive balance billing protection.


  • BlueCare, a health maintenance organization (HMO) plan that gives members access to a full range of benefits within the plan’s provider network. Members take advantage of excellent preventative care as well as predetermined costs.


  • Dimension IV Plan, a traditional health insurance policy that gives members broad coverage options as well as a range of deductibles from which they can choose. A Dimensions IV policy specifically designed for dependent children ages 3-17 is also available.


  • Temporary Insurance Protection, a health care plan designed to meet the needs of individuals and families temporarily without health coverage. The plan can be elected in 30 day intervals, for up to 3 months.


  • Hospital & Surgical Plans, a plan designed to meet the needs of individuals who make infrequent hospital visits but would like protection against unforeseen medical expenses arising from illness or injury. Members can choose 1 of 2 network options: preferred provider organization (PPO) or traditional.


  • Health Savings Account (HSA), a tax-advantaged savings account with an approved financial institution that works in conjunction with the high-deductible BlueOptions preferred provider organization (PPO) plan.


  • Advantage65 Select B & D, a plan supplemental to Medicare that gives members lower-cost access to any physician or hospital within the plan network. Members enjoy service that is both referral-free and claims-free.


  • Advantage65 Premier B & D, a plan supplemental to Medicare that gives members lower-cost access to any physician or hospital within the plan network—all with medical underwriting. Members enjoy referral-free access to providers within the plan network.


  • Advantage65 Select E, a plan supplemental to Medicare allowing members access to preventative care for up to $120 per year. Members may choose to see any doctor, but within a stipulated network of hospitals.


  • Medicare Supplement, a plan supplemental to Medicare that allows members to select from any physician or hospital in the U.S (Comp Coverage A, B, C, D, F).


  • BluePreferred, a Medicare Advantage preferred provider organization (PPO) plan that offers Floridians referral-free access to any physician or specialist within the network, in addition to out-of-network services. Members receive coverage for prescription drug benefits, discounts, and access to the large plan network of providers.


  • Medicare & More, a Medicare Advantage health maintenance organization (HMO) plan that places an emphasis on preventative care and offers discounts on products and services like vision and hearing care. Members choose a primary care physician who will coordinate their health routine and refer them to specialists.


  • ActivelyYou, a Medicare Advantage health maintenance organization (HMO) plan designed to offer all the benefits of Medicare and more. Products and service include prescription drug coverage, access to the large provider network, and annual screenings.


  • BlueScript for Medicare Part D, a plan supplemental to Medicare that offers individuals enrolled in Medicare prescription drug coverage.


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